Payment Options | Midland Credit Management

Look Up Your Account

MCM Account Number MCM Account Number is required and must be between 2 to 17 digits in length.
Last Four Digits of SSN The last four digits of your SSN are required.
Remember my MCM Account Number

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Last Name Your last name is required.
Da‌te of Bi‌rth (M‌M/YY‌YY) Your birth month and year are required.
Last Four Digits of SSN The last four digits of your SSN are required.

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Pay Online – Log in to Manage Your Account

Access your MCM account to set up and manage payment plans, make a one-time payment, view payment history, update contact information, and request email communication with Midland Credit Management. With convenient online tools accessible 24/7 from any device, the MCM payment portal puts you in charge.

Online payments are limited to the following payment methods: electronic checks (ACH), debit cards, credit cards, and prepaid cards.

Call Midland Credit Management at (877) 653-5193

Prefer to talk with someone? We have friendly and knowledgeable representatives available seven days a week:

Mon – Fri: 8am – Midnight ET

Sat – Sun: 8am – 7:30pm ET

Call our experts to answer all of your questions and get the best deal on resolving your obligations.

Midland Credit Management accepts most forms of payment including checks, electronic checks (ACH), debit cards, Visa and MasterCard credit cards, prepaid cards, and check by phone.

Mail Your Payment

Place your payment slip and payment (personal check, money order or cashier’s check) inside one of our return envelopes (or your own) addressed to:

320 E Big Beaver Rd., Suite 300
Troy, MI 48083

Please remember to include the Midland Credit Management Account Number so we know where to apply the payment. Remember to place a first-class stamp on the envelope.

Testimonials

What People Are Saying

We help consumers resolve past-due debts. Hear what some of our consumers say about their experience working with MCM.

He took the time to, not only tell me about the detail of the account, but he actually listened when I said that I needed to ask a more poignant question.

– J. B.–

Very accommodating, very compassionate and understanding. [The representative I spoke with] listened to me and tried to help me as best as possible and I really appreciate it. He had outstanding customer service.

– K. F.–

They were willing to help me as quickly as possible, and assured me that it would be done and taken care of.

– L. R.–

The representative really seemed to listen, he was also proactive in his suggestions or solutions.

– J. L.–

I don't think I would change anything. My call was answered in a timely manner and the representative was very courteous and he looked into my problem, he spoke to me very nice and I really appreciate that.

– T. S.–

Very helpful, organized and attentive.

– D. B.–

Excellent customer service, very thorough and very patient with making sure that I understood the answer to my question.

– V. M.–

She was very professional, very nice, listened to my problem and solved it.

– S. B.–

Knowledgeable and willing to go above and beyond to help me.

– W. S.–

Watch Our Testimonials Video

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MCM works with trusted partners to ensure the highest standards of quality and service.

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Consumer Bill of Rights

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Detailing our commitment to conduct business ethically and in ways that support our consumers’ financial recovery.

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Midland Credit Payment Options